Banking And Finance

When you do any business with your bank, you have likely seen the notation that says FDIC-insured. While you may not pay it much attention, it could be incredibly important if your bank goes out of business. Unlike other industries where businesses may close their...

Negotiating a commercial real estate (CRE) purchase agreement in New York can be a complex process with many factors to consider. Whether you are a buyer or a seller, it is important to approach the negotiation process carefully and thoughtfully to ensure that your...

Business owners in New York face legal difficulties of all different kinds. There are many reasons why a business owner may require the services of an attorney. Most companies require a lot of legal services to stay in operation. Common business legal issues A...

New York’s financial regulator has released guidance for banks regarding handling cryptocurrencies. The guidelines, issued by the New York Department of Financial Services (NYDFS), are intended to assist banks in navigating the rapidly evolving landscape of digital...

Regulation is necessary to keep the finance industry working. Finance and law are so intertwined that New York professionals can even change careers between the two. The actual work of financial and legal professionals is technically different, but their competencies...

Owning a savings account offers incentives to make your money work for you by providing higher interest rates than many checking accounts do. Federal Reserve Board Regulation D limits your ability to transfer or withdraw money from your savings and money market...

The are many federal and state laws enacted to successfully regulate the financial and banking industries. These various laws govern securities, regulate taxes, set standards of reporting requirements for each institution and spell out processes for acquisitions and...